Personal Guarantee – Buy-to-Let – Company Mortgages

Independent Legal Advice, Done Quickly and Without the Drama

If you’ve been told you need Independent Legal Advice (ILA) because you’re giving a personal guarantee for a Buy-to-Let mortgage—especially through a limited company—you’re not alone. It’s a standard condition imposed by most lenders, even when you already understand exactly what you’re signing.

It can feel like an unnecessary, last-minute complication. And in most cases, it is. But the lender won’t release the funds without it—so the only thing to do is get it done, quickly and properly.

That’s where we come in. At ILA-Connect, we make the process simple, fast, and affordable.

Why Choose ILA-Connect?

• Next-day appointments available
• Fixed, all-inclusive pricing
• Nationwide service via secure video call
• Booking Confirmation and Client Portal access sent immediately
• Fast turnaround on signed ILA certificates

Special Delivery Postage Fee:

If your lender or solicitor requires a wet-ink signed original document, our panel solicitors recommend using Royal Mail Special Delivery to ensure safe and timely delivery. This tracked and guaranteed next-day service is available for £15 plus VAT (£18 total).

How the Process Works

1. Book your appointment based on the number of individuals needing ILA
2. Instantly receive your booking confirmation and secure Client Portal login
3. Complete your onboarding by uploading the required documents:
   – The Personal Guarantee
   – The lender’s ILA certificate (if provided as a separate document for signature)
   – The Buy-to-Let mortgage offer
   – Two forms of ID (one photo ID and one recent proof of address)
4. Attend your appointment via secure video call at the scheduled time
5. Receive your signed certificate without delay — sent to you, your solicitor, or your lender, depending on what’s needed in your case

Solving the ILA Requirement for BTL Mortgages

We provide Independent Legal Advice for a wide range of Buy-to-Let lending situations, including:

• Signing a personal guarantee for a BTL mortgage through a limited company
• Situations where multiple directors/shareholders are required to sign jointly
• Remortgaging a buy-to-let property with a new lender
• Switching from bridging finance into a long-term BTL mortgage
• Adding or removing a director or shareholder in connection with a BTL loan

Whatever your lender’s requirements, we’ll help you meet them—efficiently and without unnecessary stress.

Trusted by Clients Across All Major BTL Lenders

We arrange Independent Legal Advice for clients working with virtually every buy-to-let lender in the UK. Over time, our panel solicitors have become extremely familiar with the documents and forms used by the major players in the BTL mortgage market—which means fewer delays, no confusion, and a faster turnaround for you.

We regularly assist clients dealing with:

Paragon Mortgages • The Mortgage Works • Aldermore Bank • Kensington Mortgages • Fleet Mortgages • Precise Mortgages • Vida Homeloans • Landbay • Foundation Home Loans • Together • Metro Bank • Keystone Property Finance • United Trust Bank • Molo Finance • Kent Reliance Bank • Nottingham Building Society • CHL Mortgages • Monmouthshire Building Society • Buckinghamshire Building Society • Shawbrook Bank • Leeds Building Society • Nationwide • The Mortgage Lender • Hampshire Trust Bank • BM Solutions • Roma Finance • Castle Trust • West One Loans • ATOM Bank • Family Building Society • Interbay • Leek United • Birmingham Bank • Swansea Building Society • Zephyr Home Loans • Yorkshire Bank • Vernon • Fleximize • LendInvest

Even if your lender isn’t listed above, we can almost certainly help — we deal with these requirements every day.