Bridging Finance

A Fast, Low-Cost Solution When You Just Need to Get It Done

If you’re taking out bridging finance, your lender or solicitor may require you to obtain Independent Legal Advice (ILA) —especially if you’re signing documents such as:

• A personal guarantee
• A legal charge securing the loan against your home or other property
• A company debenture or similar form of business security

This is most commonly required where your company is taking out the bridging loan, and you’re signing documents in your personal capacity—such as a guarantee or charge over your own property. It can also apply where the bridging finance is being arranged in your own name, and you’re securing it against a property you own.

For the lender, the requirement is about ensuring you’ve been made aware of the potential legal consequences of signing. For you, it can feel like an unexpected and frustrating delay—especially when you’re trying to complete on a time-sensitive transaction.

That’s where ILA-Connect can help. We make the ILA process fast, efficient, and cost-effective—so you can move forward with confidence and without unnecessary delay.

Why Choose ILA-Connect?

We understand that bridging finance is often urgent and time-critical. That’s why our service is designed to fit around your schedule—not slow you down.

✔ No travel required
✔ Next day appointments available
✔ Low fixed fee with no hidden extras
✔ Booking confirmation and Client Portal invitation sent immediately
✔ Fast turnaround on issuing your signed ILA Certificate

Whether you’re acting for your own business or personally, we’ll ensure the paperwork is completed smoothly and on time.

How the Process Works

1. Select the number of persons above and book your appointment using the relevant button
2. Receive your booking confirmation and Client Portal invitation immediately after booking
3. Complete your onboarding in the portal by uploading:
   — Your loan documents (e.g. personal guarantee, legal charge, debenture)
   — Any ILA certificate or lender’s solicitor form
   — Two forms of ID (one photo ID and one proof of address)
4. Attend your appointment at the scheduled time
5. Receive your signed certificate without delay

Postage of Wet-Ink Signed Documents

If your lender requires a wet-ink signed certificate or other original document as part of their completion process, we recommend using Royal Mail Special Delivery. This provides guaranteed and secure next-day delivery for your signed paperwork.

A charge of £15 plus VAT applies if this service is required.

We Work with All Major Lenders – and the Niche Ones Too

We regularly support clients arranging bridging finance with lenders such as:

Precise Mortgages, Together Money, Roma Finance, LendInvest, Landbay, Castle Trust, Shawbrook Bank, Hampshire Trust Bank — and many more, including small and specialist bridging providers.

Whether you’re working with a widely used national lender or a smaller niche funder, we’re familiar with the ILA process and can ensure your documents are handled quickly, correctly, and to the standard your lender expects.

Why Clients Prefer ILA-Connect

If you’re arranging bridging finance, you likely already understand the purpose of the documents you’re signing. You’re either supporting a loan for your own company or securing funding against your own property. You just want to meet the lender’s requirements and get the deal done.

We’ve made the process straightforward — because we know you just need it done.

Clear steps. Fast turnaround. No unnecessary delays.

You get the legal sign-off you need — done properly, delivered promptly, and at a fair fixed cost.

Book Your Appointment Today

We’re here to make your Independent Legal Advice requirement as simple, fast, and affordable as possible.